:root {
  --navy: #0b1f3a;
  --navy-light: #142c52;
  --gold: #f2c14e;
  --gold-dark: #d9a52a;
  --bg: #f7f8fa;
  --text: #1c2733;
  --muted: #5b6b7c;
  --border: #e3e7ec;
  --radius: 10px;
  --wrap: 1080px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

.wrap {
  max-width: var(--wrap);
  margin: 0 auto;
  padding: 0 24px;
}

h1, h2, h3 { line-height: 1.2; margin: 0 0 16px; color: var(--navy); }
h1 { font-size: 2.4rem; }
h2 { font-size: 1.8rem; }
h3 { font-size: 1.15rem; }
p { margin: 0 0 16px; color: var(--muted); }
a { color: var(--navy); }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(247, 248, 250, 0.92);
  backdrop-filter: blur(6px);
  border-bottom: 1px solid var(--border);
}
.site-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 16px;
  padding-bottom: 16px;
  flex-wrap: wrap;
  gap: 12px;
}
.brand {
  display: flex;
  align-items: baseline;
  gap: 8px;
  text-decoration: none;
}
.brand__name {
  font-weight: 800;
  letter-spacing: 0.02em;
  color: var(--navy);
  font-size: 1.3rem;
}
.brand__tag {
  font-size: 0.75rem;
  color: var(--gold-dark);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.site-nav { display: flex; gap: 24px; flex-wrap: wrap; }
.site-nav a {
  text-decoration: none;
  color: var(--text);
  font-weight: 500;
  font-size: 0.95rem;
}
.site-nav a:hover { color: var(--gold-dark); }

/* Hero */
.hero {
  background: linear-gradient(180deg, var(--navy) 0%, var(--navy-light) 100%);
  color: #fff;
  text-align: center;
  padding: 72px 0 88px;
}
.hero__inner { display: flex; flex-direction: column; align-items: center; }
.hero__logo-badge {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 128px;
  height: 128px;
  border-radius: 50%;
  background: #e7e9ec;
  margin-bottom: 24px;
}
.hero__logo { width: 76px; height: auto; }
.hero h1 { color: #fff; max-width: 720px; }
.hero__sub { color: #c7d2e0; max-width: 560px; font-size: 1.1rem; }
.btn {
  display: inline-block;
  margin-top: 8px;
  padding: 14px 32px;
  background: var(--gold);
  color: var(--navy);
  font-weight: 700;
  text-decoration: none;
  border-radius: 999px;
  transition: background 0.15s ease, transform 0.15s ease;
}
.btn:hover { background: var(--gold-dark); transform: translateY(-1px); }
.btn--alt { background: var(--navy); color: #fff; }
.btn--alt:hover { background: var(--navy-light); }

/* Sections */
section { padding: 72px 0; }
.about { text-align: center; }
.about .wrap { max-width: 720px; }

.services { background: #fff; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.services h2, .process h2 { text-align: left; }
.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 32px;
}
.card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
}
.card h3::before {
  content: "";
  display: block;
  width: 28px;
  height: 4px;
  background: var(--gold);
  border-radius: 2px;
  margin-bottom: 14px;
}

/* Process */
.process__grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}
.step {
  display: flex;
  gap: 16px;
  margin-bottom: 24px;
}
.step__num {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
}
.step h3 { margin-bottom: 4px; }
.step p { margin-bottom: 0; }
.process__images {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.process__images img {
  width: 100%;
  height: auto;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  display: block;
}

/* Contact */
.contact { text-align: center; }
.contact .wrap { max-width: 640px; }

/* Footer */
.site-footer {
  background: var(--navy);
  color: #c7d2e0;
  padding-top: 56px;
}
.footer__grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 48px;
  padding-bottom: 32px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}
.footer__legal { display: flex; flex-direction: column; gap: 6px; font-size: 0.9rem; }
.footer__legal strong { color: #fff; font-size: 1rem; }
.footer__legal a { color: var(--gold); }
.footer__privacy h3 { color: #fff; font-size: 1rem; margin-bottom: 10px; }
.footer__privacy p { color: #a9b7c8; font-size: 0.85rem; margin-bottom: 10px; }
.footer__updated { font-style: italic; color: #7f8fa3; }
.footer__copy {
  padding: 20px 24px 28px;
  font-size: 0.8rem;
  color: #7f8fa3;
  text-align: center;
}

@media (max-width: 760px) {
  h1 { font-size: 1.9rem; }
  .cards { grid-template-columns: 1fr; }
  .process__grid { grid-template-columns: 1fr; }
  .footer__grid { grid-template-columns: 1fr; }
  .site-header__inner { justify-content: center; text-align: center; }
}